| Seller Fees | ~13.25% final value fee plus PayPal/payment fees | 5% selling fee on total sale (including shipping), capped at $500, plus 3.19% + $0.49 payment processing. Free to list. | None but cash-only risk | None, but the offer reflects their resale margin (typically 40 to 60% of retail) | Zero fees. What Joe offers is what you receive. |
| Speed of Sale | Days to weeks depending on listing format and demand | Days to months. Vintage guitars can sit a while. | Variable: fast if local demand exists, slow otherwise | Same day, but at a significant price discount | Same day. Offer within 24 hours, payment on acceptance. |
| Who Sets the Price | You, but market pressure and buyer offers drive the final price down | You, but low offers and "watchers" are common | You, but lowball offers are the norm | The dealer, based on what they can resell it for | Joe, based on real current market value, not resale margin |
| Buyer Dispute Risk | High. eBay heavily favors buyers. "Not as described" claims can result in forced returns even months after sale, with the seller bearing return shipping costs. | Medium to High. Reverb's buyer protection policy can side with buyers in disputes even when seller descriptions were accurate. Buyer's remorse returns do happen. | Low. Cash sales are final, but scams, counterfeit bills, and safety risks are real considerations for high-value instruments. | None. Once sold, it's sold. No disputes. | None. Joe assumes all risk once he makes an offer. No chargebacks, no returns, no disputes. |
| Expertise of Buyer | Unknown. Buyers range from serious collectors to casual buyers who may later claim misrepresentation. | Generally higher than eBay, but still variable | Unknown and unverifiable | Variable. General pawn shops rarely have vintage guitar expertise. | 12+ years, 10,000+ instruments appraised. Joe will know exactly what you have. |
| Shipping Responsibility | Seller packs, ships, insures, and bears risk if damaged in transit | Seller packs, ships, insures, and bears risk if damaged in transit | Local pickup, no shipping required | You bring it in. No shipping required. | Joe provides his FedEx account number. FedEx packs it, ships it, and insures it at Joe's expense. You get paid at drop-off. Your liability ends the moment you leave the store. |
| Best For | Common, lower-value instruments where fees are a smaller percentage of sale price | Mid-range vintage guitars where the buyer base is knowledgeable and the seller has time to wait | Lower-value, easy-to-move instruments where convenience matters more than price | Situations where speed is the only priority and price is secondary | Rare, valuable, or sentimental instruments where fair value, expertise, and a smooth process matter |